How to Buy New Construction in Florida Without Leaving Money on the Table | The Complete Guide
Before you walk into a Florida builder’s model home, watch this video.
Buying new construction in Florida can look simple, but the process is very different from buying resale. Builder contracts, deposits, timelines, design center costs, closing costs, inspections, warranties, lender incentives, and negotiations all work differently.
In this video, I break down how to buy a new construction home in Florida without leaving money on the table.
I cover:
Inventory homes vs building from scratch
Spec homes and quick move-in homes
How builders like D.R. Horton, Lennar, and other builders may approach inventory differently
Choosing the community, floor plan, lot, elevation, and structural options
Why lot premiums matter
What happens before you go to contract
How builder deposits usually work
Why the deposit schedule may have more flexibility than buyers realize
What happens at the design center
Why design center upgrades can change your budget quickly
How long new construction usually takes in Florida
Why builders may not break ground for months after contract
Where builder incentives usually are
How inventory home incentives differ from to-be-built incentives
Closing cost surprises in new construction
Why new construction closing costs can be higher than resale
Preferred lender and title company incentives
Why new construction still needs inspections
Builder warranties and walkthroughs
Future resale competition when the builder is still selling new homes
Why going directly to the builder does not automatically save you money
The biggest thing buyers need to understand is this:
The builder sales rep works for the builder. A good buyer’s agent works alongside the builder rep, but our job is to help you compare communities, understand the contract, review incentives, ask better questions, and make sure you are not leaving money on the table.
If you are thinking about buying new construction on Florida’s Gulf Coast — Sarasota, Lakewood Ranch, Wellen Park, Venice, Parrish, Nokomis, Palmer Ranch, Bradenton, or the surrounding areas — call, text, or email me before you walk into the builder.
Chapters
00:00 — Before you walk into a Florida builder, watch this
00:47 — Why new construction is different from resale
02:25 — Inventory homes vs building from scratch
04:15 — Choosing the community before the model home
05:13 — Floor plans, lots, elevations and structural options
06:43 — Builder contracts and deposits
07:55 — Design center costs and upgrade surprises
08:40 — Permitting, construction timeline and delays
09:19 — Where builder incentives usually are
09:47 — Inventory home incentives vs to-be-built incentives
11:28 — Why new construction closing costs can be higher
12:40 — Preferred lender and title incentives
13:15 — Inspections, walkthroughs and warranties
13:55 — Future resale competition with the builder
14:30 — Why representation matters before visiting the builder
15:50 — Final advice before buying new construction
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Email: info@zachosre.com
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About : At Zachos Realty & Design Group, we are not just Realtors, but storytellers of the Gulf Coast’s charm, encompassing Sarasota (Venice, etc.), Manatee (Lakewood Ranch, etc.), Pinellas, and Charlotte Counties!
Our services go beyond traditional real estate; we’re a network of experts and specialists in multiple services. We are buyer/relocation specialists, neighborhood experts, offering unparalleled seller representation, property management, and interior design. Our collaboration with renowned names like HGTV, DIY, and Good Housekeeping highlights our commitment to excellence and innovation in the real estate world.
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Whether you’re looking to relocate, invest, or find a piece of paradise on Florida’s Gulf Coast, our channel is your gateway to making informed, heart-led decisions!
Disclaimer: This video is for informational purposes only and does not constitute legal, financial, or real estate advice. Real estate markets, home prices, and community features can change over time. Viewers should conduct their own research and consult with a licensed real estate professional before making any purchasing decisions. I am a licensed real estate broker in Florida with Zachos Realty & Design Group. If you’re looking to relocate to Florida’s Gulf Coast, I’d be happy to help.
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